Asset Recovery is a catchall term for a wide and varied assortment of research organizations and service offerings. In many cases, the research performed is labor intensive and entrepreneurially inventive. Other times,the information is readily available to anyone willing to spend a bit of time searching through the plethora of sites on the web purporting to contain free (or cheap) searches.

By any estimate, there are billions of dollars available for research and recovery to their rightful owner. The funds are held by private and public institutions, and were not delivered to their owner for various reasons; the main reason being that the mailing was misaddressed, or erroneously processed by the Postal Service. Let's face it, 34 cents is a great deal when it works and not much to lose when it doesn't - unless the envelope bears the notation “Do Not Forward” and contains a check made in your name.

Public agencies are open to inspection by the public under the Freedom of Information Act (FOIA). This is assured by the Constitution. Nonetheless, acquiring this public information can prove quite challenging.

Private institutions are not subject to this same accessibility, and are allowed to hold funds for a various number of years (according to pertinent state law) prior to turning the money -- and last known address of the owner -- over to a state abandoned property department. It is possible to research information from private listings, but useful results are much more difficult to attain.

Is the above information pertinent to your inquiry? The answer might depend on how much time you are willing to spend looking for funds that may or may not be readily available for research and replacement. Or, perhaps the answer is a factor of how much money there is out there for you, and how long you are willing to wait for it to become listed on an easily accessible website. What if that is never going to happen? Are there professionals available to assist?

Fortunately, there are a wide variety of research companies. There are even reputable companies that have been around since 1990, doing business one way: the right way.

The choices are not simple. Check out any company offering asset recovery services. Maybe Full Circle can help.

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